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We start with some follow up from Robert, who wonders why he’s never received a scam call in nearly 20 years of having the same Swedish phone number. Maria covers ACATS fraud, a little-known scam that can move stocks and retirement assets into fraudulent brokerage accounts without the victim realizing it. Dave shares his experience of nearly falling for a social engineering scam disguised as a podcast interview, where the scammers used convincing prep and a fake meeting link to try to get him to install malware.

Joe shares the story of a Maryland woman who was nearly fooled by scammers posing as Wells Fargo and San Francisco police, using detailed personal information and threats of arrest to make the scam feel real. Our Catch of the Day comes from Reddit, where one person takes matters into their own hands after a scammer targets their daughter.